16It is useless to allow foolish people RHQ to try to become wise by paying for it, because they do not have enough good sense to become wise.
17Friends love others all the time, and relatives are able to help us when we have troubles.
18If someone borrows money from another person, it is foolish for you to promise IDM that you will pay the money back if that other person is unable to pay back the money that he borrowed.
19Those who like to sin also like to cause strife/trouble; and those who build fancy doors in their houses to show that they are very wealthy (OR, speak proudly) are inviting disaster.
20Those who ◄have perverse minds/are always thinking about doing evil things► will not prosper, and disasters will happen to those who always tell lies.