12People who run down their neighbors have no sense; someone who's sensible keeps quiet.
13A gossip goes around telling secrets, but trustworthy people keep confidences.
14A nation falls without good guidance, but they are saved through much wise counsel.
15You'll get into trouble if you guarantee a stranger's loans—you're far safer if you refuse to make such pledges.
16A gracious woman holds on to her honor just as ruthless men hold on to their wealth.
17If you're kind, you'll be rewarded; but if you're cruel, you'll hurt yourself.
18The wicked earn wages that cheat them, but those who sow goodness reap a genuine reward.
19Do what's right, and you will live; chase after evil and you will die.
20The Lord hates perverted minds, but is happy with those who live moral lives.