Proverbs 27:12-14

¹²The prudent foreseeth the evil, and hideth himself; but the simple pass on, and are punished.

¹³Take his garment, for he became surety for a stranger; and on account of an alien woman take a pledge of him.

¹⁴When one saluteth his friend with a loud voice, when rising early in the morning, it will be counted a curse to him.