11Be wise, my son, and bring joy to my heart, then I can answer my critics.
12A prudent man sees danger and takes refuge; but the simple pass on, and suffer for it.
13Take his garment when he puts up collateral for a stranger. Hold it for a wayward woman!
14He who blesses his neighbor with a loud voice early in the morning, it will be taken as a curse by him.
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Proverbs [Sayings] 27:11-14