12One who despises his neighbour is void of wisdom, but a man of understanding holds his peace.
13One who brings gossip betrays a confidence, but one who is of a trustworthy spirit is one who keeps a secret.
14Where there is no wise guidance, the nation falls, but in the multitude of counsellors there is victory.
15He who is collateral for a stranger will suffer for it, but he who refuses pledges of collateral is secure.