Proverbs 10:13-16

¹³In the lips of the intelligent is wisdom found, And a rod is for the back of him who is lacking understanding.

¹⁴The wise lay up knowledge, and the mouth of a fool is near ruin.

¹⁵The wealth of the rich is his strong city, The ruin of the poor is their poverty.

¹⁶The wage of the righteous is for life, The increase of the wicked for sin.