10Do not say, “Things were a lot better RHQ previously,” because it is people who are not wise who say that.
11Being wise is better than inheriting valuable things; being wise provides lasting benefits for every person on the earth MTY.
12We are sometimes protected by being wise like we are sometimes protected by having a lot of money, but being wise is better than having a lot of money, because being wise prevents us from doing foolish things that would cause us to die.